2027, in Fort Collins, Loveland, Greeley, Longmont and Boulder, Colorado. Then the Denver metro in 2028.

Northern Colorado · tonight

One gift. One local shop. One life, covered.

Pay for the everyday things a neighbor needs, a hot meal, a wash, a bus ride, a coat, picked up at local businesses. Never cash. Always close to home.

Coming 2027App Store Coming 2027Google Play Watch the film

One street in Fort Collins

This is where he sleeps tonight.

Larimer County, Colorado. A real street. Not a real address.

376,000

people in Northern Colorado can't afford the basics.

Rent, food, childcare, a car, a phone. Every point of light is a household in Larimer, Weld or Boulder county.

United For ALICE, State of ALICE in Colorado, 2026 (2024 data)

1 in 3

households earn less than the basics cost.

153,665 of 433,352 households. Working, mostly. Just not enough.

130,000

people here don't always have enough to eat.

The brighter ones. Fort Collins, Greeley, Longmont, Loveland, Boulder, and every town between.

Feeding America, Map the Meal Gap 2026 (2024 data)

Half

of them earn too much for SNAP.

The hollow ones. No program is coming for the gap between a paycheck and the end of the month.

Colorado, 50.6% above the SNAP threshold, Map the Meal Gap 2026

Two miles away

Someone nearby can cover one thing.

A hot meal. A wash. A bus ride. That's all Cover is: a neighbor, a local shop, and one thing covered.

Fair questions

Every doubt, answered by how it's built.

Where does my money actually go?

Only to what you chose: the needs and items you picked, bought at approved local businesses in the five cities. Never cash. You hear about it every time your help is used.

Do they really need it?

Everyone on Cover is confirmed by a local group that knows them, a food bank, a shelter, a clinic, a senior center, or by a video call with the Cover team.

Is it cash?

No. A neighbor shows a pass, the store rings up the item at its normal price within the item's limit, and Cover pays the store every Friday. No cash, gift cards, lottery, alcohol, tobacco or cannabis.

Am I helping, or keeping someone stuck?

Cover covers the basics only: meals, groceries, laundry, a bus ride, a coat. The things that make the next step possible. Every item has a fair limit, and weekly limits fit each household.

What do local businesses get?

New customers who shop like anyone else, their normal register price less a discount they give Cover, and payment every Friday.

When and where?

2027, in Fort Collins, Loveland, Greeley, Longmont and Boulder. Then the Denver metro in 2028.

Hold to cover

Press and hold. That's all a gift takes.

Keep your finger down and watch the street change. Let go, and some of the light stays.

Covered. A hot meal, and a few weeks later, a bench, a coffee and a name tag.

How it works · 1 of 5

Sam asks for what he needs.

On Cover Pass, Sam picks from everyday things. No forms, no line. Donors never see his name.

Cover Pass: Ask for something, with hot meals, groceries and more to choose from

Cover: Happy to cover food and drink? with the switch off

Cover: the switch for food and drink is on

Cover Pass: Sam's pass with hot meals ready to use

Cover for Business: Don't hand it over yet, waiting for the customer to say yes

Cover Pass: Rosa's Café wants to cover a hot meal, $10.50 of up to $12, you pay nothing

Cover Pass: That's covered. Hot meal at Rosa's Café

Cover for Business: Covered. Hot meal, $10.50

Cover: Your impact, things covered and moments

A rough spot to a bright one

It's never one big thing. It's the next small one.

A bus ride to the shift. A wash so the week starts clean. A hot meal on the night there isn't one. Cover covers the small things that keep a family moving.

The bus. Two fares, covered.

The laundromat. A wash, covered.

A morning that's just a morning.

One tap on three phones

A hot meal, on every phone it touches.

Alex gives. Sam shows a pass. Rosa's Café hands over the meal. No forms, no cash, no names.

Alex opens Cover and taps Give again.
Alex gives $50 for food and drink near Fort Collins. The gift waits for someone nearby.
Days later, Sam shows the pass at Rosa's Café: a QR code and the code K7Q-42.
Rosa's sees only what's on the pass, and taps Hot meals.
Rosa's asks. Nothing is used until Sam says yes.
Sam reads "Hot meal, $10.50 of up to $12. You pay nothing." and taps Yes, that's right.
Covered. Sam gets the meal. Rosa's is paid on Friday.
A few hours later, Alex hears about it: the thing, the kind of place and the city. Never a name.

What Cover is covering

Every one of these is a thing, a place and a day. Never a name.

Preview with sample numbers until launch

Also on the street

Two more doors.

Run a business? Take Cover at the counter.

Pick the items you'll provide and the price limit on each. Nothing goes live until you say so.
Scan the pass, ring up the item at your normal register price, the customer says yes on their phone.
Paid every Friday, less the discount you give Cover. Undo for ten minutes if anything's wrong.

Cover for Business · 2027

Need a pass? Here's how it works.

Apply in Cover Pass. A local group that knows you confirms you, or a short video call with Cover does.
Ask for everyday things. Each one shows up on your pass with a count and a limit, like "Hot meals ×2, up to $12 each".
Show your pass at the counter and shop like anyone else. Nothing is used until you say yes.

Cover Pass · 2027

Thirty seconds

Beside him.

Be the someone nearby.

Three apps. One street. Coming 2027.

Coverfor donors

Cover Passfor neighbors

Cover for Business, the app for local businesses

Cover for Businessfor local businesses

Coming 2027App Store Coming 2027Google Play

Fort Collins · Loveland · Greeley · Longmont · Boulder